Whether Hangzhou sells a house to make money or a loan depends on the specific situation. If done well, both will make money. Lending refers to the behavior that the fund provider issues loans to the borrower. According to different fund providers, it can be divided into bank lending and private lending. Credit lending can enable borrowers to obtain additional capital and promote the expansion of production and circulation scale, so credit lending is a kind of capital lending. This is a form of bank loan. The risk of issuing credit loans is generally greater than other loans, so the interest rate is higher and many conditions are often attached.