Before the Spring Festival, the interest rates of the first suite and the second suite were about 5.7% and 6. 1% respectively. The interest rate of the first suite is basically 5.5%-5.9%, of which six banks, including industry and commerce, agriculture and construction, have all been lowered from the previous 5.7% to 5.5%. However, the implementation interest rate of the second suite in Zhanjiang City is basically 5.7%-6. 1%, and the six major banks in Zhanjiang have all reduced from the previous 5.9% to 5.7%.

Personal housing loan: Personal housing loan is a kind of consumer loan, which refers to the loan issued by the lender to the borrower to purchase ordinary housing for personal use. When a lender issues a personal housing loan, the borrower must provide a guarantee. If the borrower fails to repay the principal and interest of the loan at maturity, the lender has the right to dispose of its collateral or pledge according to law, or the guarantor shall be jointly and severally liable for repaying the principal and interest.