After the down payment is made, it is ok to delay the loan approval time, but it is necessary to communicate with the bank account manager and the developer in advance;

In addition, there are also relevant provisions on loans in the purchase contract signed when purchasing commercial housing. Buyers had better read the relevant terms carefully.

Postpone the examination and approval, whether considering interest rate cuts or other reasons, as long as the time is within 2 months; In addition, the Bank will refer to the latest benchmark loan interest rate of the People's Bank of China, and update the corresponding loan interest rate of customers in the Bank on June 5438+ 10/every fiscal year.