(1) Bank loan. Banks are the main financing channel for enterprises. According to the nature of funds, they are divided into three categories: working capital loans, fixed asset loans and special loans. Special loans usually have specific purposes, and their loan interest rates are generally more favorable. The loans are divided into credit loans, guaranteed loans and bill discounts.

(2) Stock financing. Stocks are permanent, have no expiration date, do not need to be returned, and have no pressure to repay principal and interest, so financing risks are relatively small. The stock market can promote enterprises to transform their operating mechanisms and truly become legal entities and market competition entities that operate independently, are responsible for their own profits and losses, self-development, and self-restraint. At the same time, the stock market provides a broad stage for asset restructuring, optimizing corporate organizational structures, and improving corporate integration capabilities. (3) Bond financing. Corporate bonds, also known as corporate bonds, are securities issued by an enterprise in accordance with legal procedures and stipulated to repay principal and interest within a certain period of time. It represents a creditor-debt relationship between the bond-issuing enterprise and the investor. Bond holders do not participate in the operation and management of the enterprise, but have the right to recover the agreed principal and interest on schedule. In the event of corporate bankruptcy and liquidation, creditors have priority over shareholders in claiming the remaining property of the company. Corporate bonds, like stocks, are securities and can be freely transferred.

(4)Financial lease. Financial leasing, through the combination of financing and property financing, has the dual functions of finance and trade. It plays a very obvious role in improving the financing efficiency of enterprises and promoting and promoting the technological progress of enterprises. Financial leases include direct purchase leases, sale-leasebacks and leveraged leases. In addition, there are various leasing forms such as the combination of leasing and compensation trade, the combination of leasing and processing and assembly, and the combination of leasing and underwriting. The financial leasing business has opened up a new financing channel for the technological transformation of enterprises. It adopts a new form of combining financing and property, which speeds up the introduction of production equipment and technology. It can also save the use of funds and improve the utilization rate of funds.

(5) Overseas financing. The overseas financing methods available to enterprises include loans from international commercial banks, loans from international financial institutions, and corporate bond and stock financing businesses in major overseas capital markets.

Legal basis:

"Administrative Measures for Financial Asset Investment Companies"

Article 7 Financial asset investment companies shall meet the following conditions:

(1) Have articles of association that comply with the Company Law of the People's Republic of China and the provisions of the Banking Regulatory Authority of the State Council;

(2) Have shareholders and registered capital that comply with the requirements of these Measures;

(3) Have directors, senior managers and qualified practitioners who are familiar with the business who meet the qualifications;

(4) Establish effective corporate governance, internal control and risk management systems , have information technology systems suitable for business operations;

(5) Have business premises, safety precautions and other facilities suitable for business operations;

(6) State Council Other prudential conditions specified in the regulations of the banking regulatory agency.