Because almost all loan applications now need ID card verification, bank card verification and mobile phone number verification, loans with stricter review process also need face recognition, while real-name authentication WeChat only has ID card information and bank card information, and may also be bound with mobile phone number, but thieves can't see the complete ID card number, name and bank card number, and can't verify the mobile phone number. Therefore, it is still very difficult to apply for a loan using the stolen real-name authenticated WeChat. However, if there are complete key information such as ID number, bank card number, mobile phone number and name on WeChat, it is very likely that WeChat will be used for loans. Therefore, users are advised not to store too much personal information on social software such as WeChat.
Operating environment: apple 12, ios 14, wechat version 8.0. 13.
How to authenticate the real name of WeChat?
1. Open WeChat, find "I" at the bottom of the screen and click "Wallet" to open the page;
2. After the page opens, click the icon in the upper right corner to enter the "Payment Center";
3. Select "Payment Management" on the payment center page.
4. Here, you can check whether the registered micro signal has passed the real-name authentication, as shown in the figure below.
5. If you are not authenticated, you can see the "Add Credit Card" button. Click on it to enter the bank card account number and follow the step-by-step operation for authentication. After authenticating the customs clearance information, you can view the related letter WeChat of your own authentication.
Tip: Don't sell micro signals to others. Micro-signal is generally registered with personal mobile phone number or QQ number, which contains a lot of personal information. Selling WeChat accounts at will lead to the disclosure of personal information. At the same time, after the WeChat account is sold, it may be used by scammers to impersonate others for fraud. Therefore, the public is reminded not to sell WeChat accounts at will and not to give criminals an opportunity.