Private borrowing in Xiaohongshu. In Xiaohongshu, users can find people who can borrow money, or register through the lending platform, and provide information to the platform. After approval, they can get loans. The private borrowing in the little red book is true, but users need to check it themselves before borrowing, so as not to be deceived.
1. How to calculate the penalty for overdue credit?
Different platform loa