Legal analysis: 1. As for the bank loan contract, the original and the copy have the same legal effect. 2. After the bank loan contract is signed, the bank may give you the original or a copy, but most banks will keep the original.

Legal basis: Article 504 of the Civil Law of People's Republic of China (PRC) states that a contract concluded by the legal representative of a legal person or the person in charge of an unincorporated organization exceeds its authority, unless the counterpart knows or should know that it exceeds its authority, the representative's behavior is valid, and the contract concluded is valid for the legal person or unincorporated organization.