The details are as follows:

Product interest rate: the annual interest rate is as high as 5.226%, and the comprehensive income is as high as 5.69%.

Product life: the longest life is 5 years.

Initial deposit amount: 6,543.8 yuan+0,000 yuan.

Interest payment method: pay interest every month and repay the principal when due.

Interest calculation rules: after the principal is deposited in one lump sum and the deposit period is agreed, interest can be withdrawn every month, and the principal can be withdrawn in one lump sum after maturity. If the principal is withdrawn in advance, the interest income shall be calculated according to the deposit interest rate corresponding to the actual retention period of the principal, and the interest earned shall be deducted from the principal.

Extended data:

The promotion of urbanization can not be separated from financial support, and the needs of the government and farmers coincide with the idea of banks expanding the credit market. In fact, the financing of urbanization involves all kinds of loan business of banks, which is also a market that commercial banks attach great importance to.

According to the analysis report of China Banking Market Prospect and Investment Strategic Planning, by the end of 20 12, CCB's agriculture-related loans increased from 20 1 1 0499 billion yuan to 20 1 274.9 billion yuan, of which the loans for affordable housing development increased by/kloc-.

For Agricultural Bank of China, there are many similarities between urbanization and the county economy of the bank, and its advantages in rural finance are gradually highlighted.

It is reported that from 2065438 to April 2003, ABC successively signed memorandums of strategic cooperation on urbanization and financial services with Hunan, Chongqing, Sichuan, Yunnan and other provinces and cities. In the next five years, Hunan, Chongqing, Sichuan and Yunnan will be provided with intentional credit lines of not less than 80 billion yuan, 654.38+000 million yuan, 654.38+50 million yuan and 80 billion yuan respectively, with a total scale of 465.438+000 million yuan.

"Limited by its ability, the joint-stock company has a great demand for funds for many projects and cannot fully undertake these projects. However, the idea that stock banks compete for urbanization business is also obvious. " A person from a joint-stock bank said that, in contrast, joint-stock banks pay more attention to small and micro enterprise loans in the process of urbanization.

Reference source: Baidu Encyclopedia-Dazhou Bank