This may be related to business. First of all, Xiaomi Loan official website introduced that Xiaomi is a company focusing on personal investment and financial management, but the word "loan" makes people feel that it is always related to loans, which is also very unfavorable for their business growth.

Because financial management and loans are investment and borrowing money, which are different in nature.

Another reason is that Xiaomi Loan does not belong to Xiaomi Technology Company, so it is wise to change its name in order to avoid some copyright-related factors.

I hope I can help you.