First, the application conditions:
1. The borrower is one year from the date when the provident fund loan is issued;
2. The amount returned in advance each time shall not be less than 6 times of the amount payable in the previous period;
3 other conditions stipulated by the Municipal Provident Fund Management Committee or the Municipal Provident Fund Center.
Second, the handling place:
Original loan bank outlets.
Three, handling materials:
1. Identification: the original ID card of the borrower. Hong Kong, Macao and Taiwan residents provide Hong Kong and Macao residents' passes to and from the mainland and the original residence permit of mainland travel permit for taiwan residents or Hong Kong, Macao and Taiwan residents; Foreigners and those who have obtained permanent (long-term) residency abroad provide original passports; Hong Kong, Macao and Taiwan and foreigners are required to provide domestic contact information (name, ID number and contact information) and identity documents.
2. If entrusting others, the trustee shall be the spouse or lineal blood relative of the borrower, and provide the original identity documents, power of attorney and relationship certificate of the borrower and the trustee. If the borrower entrusts a spouse to act as an agent, the original and photocopy of the marriage certificate shall be provided. People from Hong Kong, Macao and Taiwan who are not registered for marriage in the Mainland (Mainland) should provide marriage certificates notarized by the notary office of their place of residence (Hong Kong, Macao and Taiwan), and married people in Taiwan Province Province can provide Taiwan identity cards (see the back for details of family members). If the marriage is registered overseas, the original and photocopy of the marriage certificate issued by the notary office or competent authority of the host country and certified by the people of China and the embassy (consulate) of China or the embassy (consulate) of China in that country shall be provided. If it is in a foreign language, the original and photocopy of the translation issued by a regular translation agency shall be provided.
3. Proof materials of loan account number, including but not limited to: loan contract, statement of account, repayment plan, etc.
4. repayment card.
5 other materials required by the municipal provident fund center.
IV. Personnel present:
Borrower.
Verb (abbreviation of verb) processing flow:
Appointment-the loan bank will give a reply after 7 working days and agree on the specific processing time-according to the agreed time.
6. Processing time limit:
At the time agreed by the bank.
Partial prepayment of provident fund loans (loans accepted after August 2020 1)
First, the application conditions:
1. The loan has no default principal, interest, default interest on principal, expenses for realizing creditor's rights, losses caused to the lender due to the borrower's breach of contract and all other payable expenses;
2. There is no outstanding provident fund loan business;
3. The loan term is greater than 1 year;
4. The amount returned in advance each time shall not be less than 6 times of the amount payable in the previous period;
5. The loan balance after prepayment is not less than 65,438+0,000 yuan;
6. The scheduled repayment date shall not be 20th of each month, no later than the next repayment date, and no inter-annual repayment;
7. Weekends and holidays are not regarded as scheduled repayment dates;
8 other conditions stipulated by the Municipal Provident Fund Management Committee or the Municipal Provident Fund Center.
Second, the handling place:
Original loan acceptance outlets.
Three, handling materials:
1. Identification: the original ID card of the borrower. Hong Kong, Macao and Taiwan residents provide Hong Kong and Macao residents' passes to and from the mainland and the original residence permit of mainland travel permit for taiwan residents or Hong Kong, Macao and Taiwan residents; Foreigners and those who have obtained permanent (long-term) residency abroad provide original passports; Hong Kong, Macao and Taiwan and foreigners are required to provide domestic contact information (name, ID number and contact information) and identity documents.
2. If entrusting others, the trustee shall be the spouse or lineal blood relative of the borrower, and provide the original identity documents, power of attorney and relationship certificate of the borrower and the trustee. If the borrower entrusts a spouse to act as an agent, the original and photocopy of the marriage certificate shall be provided. People from Hong Kong, Macao and Taiwan who are not registered for marriage in the Mainland (Mainland) should provide marriage certificates notarized by the notary office of their place of residence (Hong Kong, Macao and Taiwan), and married people in Taiwan Province Province can provide Taiwan identity cards (see the back for details of family members). If the marriage is registered overseas, the original and photocopy of the marriage certificate issued by the notary office or competent authority of the host country and certified by the people of China and the embassy (consulate) of China or the embassy (consulate) of China in that country shall be provided. If it is in a foreign language, the original and photocopy of the translation issued by a regular translation agency shall be provided.
3 other materials required by the municipal provident fund center.
IV. Personnel present:
Borrower.
Verb (abbreviation of verb) processing flow:
1, online processing: official online channel of provident fund (Shanghai Housing Provident Fund Network
2. Counter handling: apply for an appointment for prepayment-deposit the prepayment principal and interest into the repayment account before the agreed repayment date.
6. Processing time limit:
The appointment will be decided on the spot.
Seven. Others:
1. If the repayment in the current month is abnormal on the scheduled deduction day, some prepayment commitments will be invalid;
2. If the balance in the repayment account is not enough to fully repay the principal and interest of the scheduled prepayment on the scheduled deduction day, the promise of partial prepayment is invalid.