; ? Friends who have paid provident fund in Guangzhou will definitely give priority to provident fund loans when buying a house, but most borrowers have no experience in applying for provident fund loans, so I will introduce the process of Guangzhou provident fund loans to you. In addition, you should also prepare some information before applying, which will help you get the loan faster.

Guangzhou provident fund loan process

1. Submit loan application form, copy of ID card and other materials to Guangzhou Provident Fund Center or the bank that accepts provident fund loan application;

2. After receiving the application for Guangzhou Provident Fund loan, the relevant units will review the borrower's credit information and other personal circumstances;

3. After approval, the provident fund center will examine and approve the borrower's application for housing loan;

4 provident fund center, the borrower and the entrusted bank shall sign a written loan contract;

5. After the Provident Fund Center issues the loan approval opinions and completes the guarantee procedures, it will entrust the bank to issue loans to borrowers.

Guangzhou provident fund loan preparation materials

1. Application Form for Personal Housing Provident Fund Loan filled out by the loan applicant;

2. Original ID card and two copies of ID card;

3. Income certificate and bank card for monthly repayment;

4, the purchase contract, the first purchase invoice or receipt, deposit receipt;

5. Proof of real estate registration inquiry under personal name and personal credit report inquired from the central bank's credit information system;