Hello, I am happy to answer your questions about the Baoan Villa commercial community.

The conditions for provident fund loans to purchase Baoan Villa shops and houses include: 1. The borrower must have a household registration in the city where the Baoan Villa shops are located; 2. The daily income must be stable, the credit is good, and the ability to repay the loan; 3. The borrower must have the ability to purchase A legal contract or agreement for the owner-occupied residence of the Baoan Villa shop, and the required proportion of self-raised funds; 4. The assets specified in the "Security Law" are mortgaged or pledged for the loan to purchase the Baoan Villa shop; 5. Agree to apply for a property purchase guarantee or mortgage Property insurance; 6. Agree to other conditions stipulated in housing provident fund management.

Things to note when trading second-hand houses in Baoan Villa shops are: 1. The real identity of the homeowner must be confirmed before conducting second-hand house transactions in Baoan Villa shops; 2. When signing a second-hand house sales contract in Baoan Villa shops, the liability for breach of contract must be clarified on both sides; 3. The payment and transfer time must be indicated; 4. The handover time of the related expenses for second-hand houses in Baoan Villa shops must be indicated; 5. When signing a contract with an intermediary company, a detailed list of agency fees must be provided; 6. Purchase Baoan Villa shops through an intermediary company Second-hand houses must require meeting with the owner; 7. Must learn to use supplementary agreements.

The above information is for reference only. Hope this helps!