Then according to the information you provide, the bank will decide whether to give you a loan. Then wait for the bank to call you to inform you whether it is approved or not.
After that, you take the mortgaged things to the bank as collateral, and then you wait for the house payment. If it is normal, it is estimated that it will be finished in about a month.
You can log in to mobile banking to check the progress of loan approval (online banking and online customer service are temporarily unavailable). The entrance of mobile banking is as follows:
Home-Loan-Loan Progress Inquiry;
My loan-query-loan progress query;
Assistant-borrowing money to do business-loan progress inquiry.
After going through the mortgage formalities and getting the certificate, you can get a loan immediately if you have the scale of funds. If all the preliminary materials are submitted, the approval will generally not exceed one week.