About 3~5 working days. Bank risk control audit (risk control audit is actually to review the credit qualification of lenders and evaluate their credit, economic income and liabilities. It usually takes about three to five working days to complete, and the loan will be issued immediately after the approval. Of course, different banks will have different efficiencies. For example, if the speed is fast, it may take one or two days to complete the examination and approval, and the account will be successfully received. Sometimes, if something is delayed, it may take longer, maybe more than a week, or even longer to finish.