(1) Administrative organs and institutions

Administrative organs, usually referred to as "government" for short, are the basic components of state institutions and administrative organizations established according to law to exercise state administrative functions and powers, including the government and relevant functional departments (except public security organs).

Institutions refer to social service organizations organized by state organs or other organizations with the purpose of social welfare and engaged in education, science and technology, culture, health and other activities.

(2) Large and medium-sized enterprises

1, and the registered capital of the enterprise is not less than100000;

2. The enterprise has been established for more than 2 years;

3. The number of employees in the enterprise shall not be less than 100;

4. The annual sales income of the enterprise is not less than 30 million yuan (in principle, the audited financial statement data shall prevail).

Easy-to-pay loans of China Everbright Bank, also known as personal credit loans for paying wages, refer to unsecured loans issued by China Everbright Bank to specific paying customers for personal consumption.

The borrower of China Everbright Bank's E-Pay loan shall meet the following conditions:

(1) A natural person of China nationality who has reached the age of 28 and has legal status and can provide valid identity documents, household registration books and proof of marital status;

(2) The personal credit rating is above Grade A;

(three) the official staff who have worked in the existing unit for more than 2 years. The working years of department-level cadres and above managers in administrative organs and institutions, and general managers and above managers in departments or departments of large and medium-sized enterprises may be appropriately relaxed to 6 months.

(4) Agree to open a sunshine card or savings passbook with settlement function in China Everbright Bank, and agree to authorize China Everbright Bank to directly deduct the loan principal and interest and related expenses that the borrower should bear from the agreed repayment account;

(5) Other conditions required by China Everbright Bank.

The personal credit loan issued by China Everbright Bank is the current easy-to-pay loan, which refers to the unsecured loan for personal consumption issued by China Everbright Bank to specific customers who pay wages.