Materials required to apply for Yihua loan: real name information, face recognition, bank card information, personal information, operator information, etc. After applying for a loan, it takes 10 minutes at the earliest. Users can apply through Yixianghua app, Yixianghua WeChat official account and Yixianghua special WeChat official account.
After borrowing money from Yi Xiang Hua, you can pay it back on time or in advance. If you plan to repay in advance, click my repayment plan-installment plan-cash plan in Yixianghua APP, and then click the dot in the upper right corner to enter the repayment interface.
From the platform background, the product is made by Yixin Pratt & Whitney. According to different lenders, some will go to the central bank for credit information, while others will go to hundreds of banks for credit information. Users need to check the authorization of personal credit information when applying. As far as the amount is concerned, it is about 3000- 15000 yuan, and the loan period is 3- 12 installments. To evaluate whether the product is reliable, users can comprehensively consider whether the platform has the qualification of financial license, whether the interest is legal, and whether there are illegal charges and collection behaviors.