When a customer purchases a house to withdraw the provident fund, he can bring the purchase contract, the original and photocopy of the invoice issued for the house purchase, and the original and photocopy of the employee's ID card who wants to withdraw the individual housing provident fund to the provident fund center to apply for withdrawing the provident fund. On how to withdraw the housing provident fund to buy a house, the following is a detailed answer from Bianxiao. com. 1. How to withdraw the housing provident fund When buying a house (1), customers can bring the purchase contract, the original and photocopy of the invoice issued for the purchase, and the original and photocopy of the employee's ID card who wants to withdraw the personal housing provident fund to the provident fund center to apply for withdrawing the provident fund. (2) In addition to buying a house, customers can apply for advance provident fund in the following situations. 1. Decorate your own house. 2. Renovation of your own house. 3. Pay the rent. 4. Repay the principal and interest of the mortgage loan. 5. Go abroad to settle down. 6. Retire. 7. I changed my work city. 8. study abroad. 9. Labor loss. 10, life is difficult due to major diseases. It can be seen that customers need to meet many conditions if they want to withdraw the provident fund. When customers withdraw the provident fund, they also need to submit a series of materials for the approval of the provident fund center. However, if you plan to use provident fund loans in the future, it is best not to withdraw funds from the provident fund account easily. The more the balance of the provident fund account, the more provident fund loans customers can apply for in the future. Second, what problems should be paid attention to in provident fund loans? 1. Credit card overdrawn for 6 months. Some people like to use credit cards, but they can't pay back the money if they spend too much. If it is overdue, it may be delayed for more than half a year. However, some people have annual fees and card fees that have not been used for a long time, resulting in overdue for more than half a year. But in either case, as long as it is recorded in the personal credit report, the consequences are very serious. 2. There are more than 24 pens in loans overdue. If the loan applicant has used personal loans earlier and 24 loans have not been paid back, he cannot apply for provident fund loans. 3. The credit cards and loans currently used are basically bad debts if they fail to repay the above two debts within the time limit. If they are not repaid, they will always exist in the personal credit information of the parties concerned. With bad debts, provident fund loans are out of the question. However, this does not mean that if it does not become bad debts, we may apply for provident fund loans. 4. There is a record of delayed repayment for more than 2 years. If you fail to repay the loan due to financial difficulties and apply to the bank for extension or extension, or the debt repayment with assets is low, the provident fund management center will determine that you are unable to repay and are unwilling to issue provident fund loans to you. 5. There has been fraud and loan fraud. Some black platforms are specifically aimed at users with poor credit information. They will pack personal information for users with bad credit information and help them get provident fund loans by charging high service fees. However, the review of provident fund loans is still quite strict. Once this kind of fraud is discovered and recorded, you will not be able to apply for provident fund loans for several years. 6. When using the secured loan, the guarantor asks the applicant who provides the loan guarantor to repay the debt on behalf of the bank, probably because of his high credit risk. And if you need to provide a guarantor because of the high credit risk, you can't repay it on time, and the debt to be repaid falls on the guarantor. That means that this person's credibility has basically been negative. The above is the related content compiled by Bian Xiao. When purchasing a house to withdraw the provident fund, the customer can bring the purchase contract, the original and photocopy of the invoice issued for the house purchase, and the original and photocopy of the employee's ID card who wants to withdraw the individual housing provident fund to the provident fund center to apply for withdrawing the provident fund. If you have other needs, please do one-on-one legal consultation online.

Legal objectivity:

"Regulations on the Management of Housing Provident Fund" Article 25 The employee's withdrawal of the storage balance in the housing provident fund account shall be verified by the unit to which he belongs, and a certificate of withdrawal shall be issued. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.