In recent years, there have been more and more incidents of fraudulent loans, and the hearts of the parties are about to collapse! Many people find themselves given fake loans when applying for credit cards or loans. What should others do with their own identity loans? What are the countermeasures? \x0d\ Bian Xiao believes that banks should investigate and verify the identity information of borrowers to ensure its authenticity, accuracy and completeness. If a fake loan is given to a citizen, the bank should bear certain responsibilities, and the relevant person in charge of the bank should also bear the responsibilities. If citizens encounter false loans, they must use legal weapons to safeguard their rights and interests. \x0d\ 1。 We should actively negotiate with the banks that handle loans and credit cards (if the banks refuse to solve the problem, they can appeal to the people's court and ask them to bear the corresponding legal responsibilities caused by "lax examination"). \x0d\ 2。 Pay attention to collecting evidence. In view of the fact that I didn't sign all kinds of contracts and evidences of fake loans, I can apply for legal appraisal. \x0d\ 3。 Don't listen to the rumor that any intermediary can "whitewash" credit records, and choose formal legal procedures to solve the problem. \x0d\ Finally, Bian Xiao reminded that the best way to prevent fake loans is to protect your personal privacy, nip in the bud and let criminals take advantage of it. We must protect our rights and interests with legal weapons.