First, the bank's mobile phone client is cancelled.

At present, all major commercial loans and state-owned banks have mobile client apps. After downloading mobile banking (taking China Industrial and Commercial Bank as an example), you can generally choose to turn off bank card withholding in "My-Security Center-Fast Payment Settings".

Second, the bank counter was cancelled.

Take your ID card and bank card to the counter of the issuing bank, and the counter staff will cancel your bank card withholding after verifying your identity.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

App version: v7.0. 1.2. 1

Bank card withholding business is a bank's collection business, which is more and more widely used with the development of e-commerce. Bank card withholding means that the customer and the company agree to automatically pay the communication fee by withholding through the designated bank card. Customers need to sign a contract at the counter of the company's business hall and bind the bank card to open the business. After signing the contract successfully, the system sends a deduction instruction to the centralized bank card withholding platform, and the bank card withholding platform deducts money from the bank card bound by the customer to complete the payment.

The advantage of bank card withholding business is that with the development of credit business and electronic fast payment, bank "withholding" has become synonymous with "convenient and fast" payment, and people can complete various payments without leaving home. Save time, worry and effort. The disadvantage is that you should always keep enough liquidity in your bank card, otherwise you should often run to the bank; The withholding business is carried out by the bank, and the customer cannot confirm the bill. When deductions occur, they should be carefully checked to avoid excessive bank deductions.

Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.

From August 1 2007, the annual management fee for bank cards was cancelled, and some basic financial service charges of commercial banks were suspended. 2065438+February 2, 2009 65438+Provisions of the Supreme People's Court on Several Issues Concerning the Trial of Civil Disputes over Bank Cards in 2009 were adopted by the Judicial Committee of the Supreme People's Court at its1785th meeting, and came into effect on May 25, 2002/kloc-0. It is obvious that the user's bank card was stolen to prove that he has no responsibility and can claim compensation from the bank.