Hello, there is an age limit for agricultural bank loans, and it needs 18 years old. The sum of the borrower's age and the loan term shall not exceed 70 years at the longest, and no loan shall be granted if the borrower is over 60 years old.

Information to be provided by individuals applying for bank loans:

① loan application;

(2) The original and photocopy of the husband and wife's ID card (personal ID card), household registration book and marriage certificate;

(3) Real estate * * * someone agrees to loan;

4 husband and wife occupation (personal occupation), income certificate, family property status (work certificate, bank account, property certificate, vehicle driver's license, etc.). ) and other information;

⑤ Certificate of fixed place (real estate license and water, electricity, gas and other documents in the last three months);

⑥ Loan contract.

: 1. What is Agricultural Bank?

Agricultural Bank of China is a large listed bank with international public shareholding, and it is one of the four largest banks in China. Founded in 195 1, it is the first state-owned commercial bank established in New China and an important part of China's financial system. Its headquarters is located in Beijing. Agricultural Bank of China has been ranked among the top 500 enterprises in the world for several years, and ranked among the top 7 in "Global Banks 1000", with Moody's credit rating of A 1. In 2009, Agricultural Bank of China changed from a wholly state-owned commercial bank to a modern joint-stock commercial bank, and completed aH dual listing on 20 10, ranking fifth in the world in market volume.

2. Can I go to the Agricultural Bank of China to mortgage my car?

Generally speaking, cars are movable property, and banks will not audit them as fixed assets, so your car can't be mortgaged. If there is no real estate as collateral, it depends on personal qualifications. You need a loan of 654.38 million yuan. Are you going to start a business or use it for other related purposes? The loan method is generally determined according to the purpose of the loan! If you have a high monthly salary, you can apply for an unsecured personal credit loan. Although there is no guarantee that the loan will reach 6.5438+million, 60,000 to 70,000 is still possible! I hope your loan is successful!

References:

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3. Can ABC handle the vehicle mortgage loan?

Agricultural Bank of China can handle vehicle mortgage loans, but the loan amount is generally 70%-80% of the vehicle appraisal price. The loan amount is not high, the longest loan period is 5 years, and the time is not long. Only suitable for customers with short-term needs. In addition, ABC's vehicle mortgage loan requires credit information from both individuals and spouses. If one party's credit is not good, it is likely that the loan interest rate will rise or even be rejected. : 1. Requirements for handling vehicle loan in Agricultural Bank of China: 1. Have a stable occupation and the applicant has the ownership of the local mortgaged vehicle; 2, living and working in the city for a long time, to carry out business occupation and economic income; 3, motor vehicle registration certificate, driving license, purchase tax additional proof (this), car purchase invoice; 4. Insurance policy, travel tax and relevant tax payment certificates for imported vehicles; 5. ID card (temporary residence permit or residence permit within the validity period provided by non-local account customers); 6. Other documents required by the Cooperation Organization. The loan terms of most banks are similar, but they may be different due to regional differences. Second, China Agricultural Bank's application conditions for full auto mortgage loan 1, which must be a first-hand car; 2. The nature of use is non-operating and private; 3. I must be the owner of the vehicle and have a local household registration; 4. There is no mortgage. 3. The application condition of the Agricultural Bank of China to mortgage automobile mortgage is 1, with valid identity and full capacity for civil conduct; 2. Can provide a fixed and detailed address certificate; 3. Have a stable occupation and the ability to repay the loan principal and interest on schedule; 4. Personal social credit is good; 5. Holding a car purchase contract or agreement approved by the lender; 6. Other conditions stipulated by the Cooperation Organization. 4. Processing flow: 1, loan application: the borrower fills in the loan application form and provides relevant materials. 2. Loan review: After receiving the borrower's application and the materials that meet the requirements, the bank will review the credit status, repayment ability and authenticity of the materials of the borrower and guarantor according to the regulations, and make a reply after the review. 3. Signing: After the bank approves the loan, the borrower goes through the following procedures: the bank signs a loan contract and a guarantee contract with the borrower, and goes through notarization, mortgage registration, insurance and other related procedures. 4. Lending: After the borrower completes the relevant procedures, China Merchants Bank will pay the loan to the borrower's personal account and transfer the loan to the relevant payee's account according to the borrower's entrustment.

4. Can I go to the Agricultural Bank of China to mortgage my car?

I think so, but some banks can't.