How about the loan work of Hang Seng Rural Bank? It is good for Hang Seng Rural Bank to handle loans because it is related to finance. Generally, his salary is relatively stable, and then the environment is also very good.
I want to apply for a loan. How long does it take for Hengsheng Village Bank to apply for a loan before it can lend money?
Different banks, different time periods and different approval times. The specific time is related to whether the submitted materials are complete, whether the bank loan amount is sufficient, and the policy at that time.
Bank loan procedures:
1, loan application. Borrowers apply for loans from local banks.
2. Credit rating evaluation. The bank evaluates the borrower's credit rating.
3. Loan survey. Banks investigate the legitimacy, safety and profitability of borrowers.
4. Loan approval. Banks should examine and approve loans in accordance with the loan management system of separation of examination and loan and grading examination and approval.
5. sign a contract. The bank signs a loan contract with the borrower.
6. Loan issuance. The bank issues loans on schedule according to the loan contract.
7. Post-loan inspection. The bank conducts follow-up investigation and inspection on the borrower's performance of the loan contract and operation.
8. Loan repayment. When the loan expires, the borrower shall repay the loan principal and interest in full and on time. If extension is needed, an application for extension should be submitted to the bank before the loan expires, and the bank will decide whether to extend it.
3. How about Zhejiang Yongjia Hengsheng Rural Bank Co., Ltd.?
Zhejiang Yongjia Hengsheng Rural Bank Co., Ltd. is another joint-stock company (unlisted) registered in Wenzhou, Zhejiang Province on March 24, 2009. Its registered address is located in Dongou Industrial Zone, Dongou Street, Yongjia County, Zhejiang Province (within Baoxiniao Group Co., Ltd.).
The unified social credit code/registration number of Zhejiang Yongjia Hengsheng Rural Bank Co., Ltd. is 9 1330300686673778G, and Zhu Aiping is an enterprise legal person. At present, the enterprise is in the state of opening.
The business scope of Zhejiang Yongjia Hengsheng Rural Bank Co., Ltd. is: absorbing public deposits; Issue short-,medium-and long-term loans; Handle domestic settlement; Handle bill acceptance and discount; Engage in interbank lending; Acting as an agent to issue, honor and underwrite government bonds; Acting for collection and payment; Other businesses approved by the China Banking Regulatory Authority; Acting as an agent for enterprise property insurance, family property insurance, motor vehicle insurance, accidental injury insurance, personal insurance and health insurance (operating within the validity period of the insurance concurrent agency business license).
4. Is Zhejiang Hengsheng Village Bank a regular bank?
This is a formal bank. Huangyan Hengsheng Village Bank is an approved financial legal person institution, headquartered in Qiaoyuan Town, huangyan district, Zhejiang Province, with legal representative Zhao Jianbin, registered capital of1500,000 yuan, date of establishment of 20 14-0 1-07, and industrial and commercial registration number of 33 10000059250.