The latest benchmark interest rate of provident fund 2022 is as follows:
(1) Starting from June 65438+ 10/day in 2022, the interest rate of individual housing provident fund loans will be determined according to the number of housing units in employees' families.
(2) The interest rate of the first individual housing provident fund loan will be lowered by 0. 15 percentage point, and it will be 2.6% for less than 5 years (including 5 years) and 3.1%for more than 5 years; The interest rate of the second set of personal housing provident fund loans is 3.025% for less than 5 years (including 5 years) and 3.575% for more than 5 years.
(3) For those who apply for portfolio loans to purchase houses, the interest rate of individual housing commercial loans shall be subject to the corresponding interest rate according to the standards set by commercial banks for determining the number of housing units.
Housing provident fund loans with the original benchmark interest rate have been reduced by 0. 1 5 percentage points since the new interest rate was implemented in June 2023, that is, 2.6% for less than five years (including five years) and 3. 1% for more than five years.
The loan interest rate of housing provident fund is unchanged when the original benchmark interest rate rises 1. 1 times, and it is still 3.025% for less than 5 years (including 5 years) and 3.575% for more than 5 years.
Other relevant policies:
Continue to stop issuing housing provident fund loans to employees' families who purchase the third or more houses; Continue to stop issuing housing provident fund loans to workers' families who have used housing provident fund loans for the third time (inclusive) and have not yet settled their housing provident fund loans.
Taiyuan 20 19 mortgage interest rate
The loan interest rate within one year (including one year) is
60%, the loan period is one to five years (including five years).
00%, loans for more than five years are
15%。 Individuals who apply for provident fund loans, the provident fund interest rate of loans for more than 5 years.
25%, housing provident fund loans for less than 5 years.
75%。 Remind everyone that although the benchmark interest rate of banks has dropped, it does not mean that the loan interest rate of each bank is the same at present. Different banks will have different interest rates for different types of loans, so before applying for a loan, be sure to ask the bank what the interest rate is.
The bank's interest rate for loans is 6%, and the interest rate for the first suite of loans is still based on the benchmark interest rate. ICBC's mortgage policy has not changed much. Loan 15% provident fund interest rate is%
4。
Taiyuan housing loan interest rate: provident fund loan interest rate: (second home loan, interest rate floating 10%) personal housing provident fund loans for less than five years (including five years).
75% of individual housing accumulation fund with loans for more than five years.
25% bank loan interest rate: loans within half a year (including half a year)
Half a year to one year (including one year) loan 35%
One to three years (including three years) loan 35%
75% of three to five years (including five years)
Taiyuan mortgage interest rate in recent three years
The mortgage interest rates of Taiyuan in recent three years are as follows:
20 18: the commercial loan interest rate is 4.9%, and the provident fund loan interest rate is 3.25%.
20 19: the commercial loan interest rate is 4.75%, and the provident fund loan interest rate is 3.25%.
In 2020, the commercial loan interest rate will be 4.7%, and the provident fund loan interest rate will be 3.25%.
This concludes the introduction of the interest rate of Taiyuan provident fund loan and the interest rate of 202 1 Taiyuan provident fund loan. I wonder if you have found the information you need?