Legal. Meitu Xiu Xiu Loan is a service of Meitu Xiu Xiu, which mainly provides services for Meitu users. The amount used is evaluated according to the user's credit status, which is comprehensively affected by borrowing frequency and repayment record. Compared with credit cards, Meitu's daily borrowing interest rate is as low as 0.03%, which is legal and operates in full accordance with national laws and regulations. At the same time, it supports cyclic borrowing, which can be used as long as the user quota is sufficient.