If the mortgage is not paid off, you can borrow to buy a house, but it is still necessary to see whether the buyers are qualified to buy a house according to local policies and the conditions of the buyers. Buyers need to know how the specific time of local real estate policy is stipulated. If they are qualified to buy a house, they can buy a house again, and then see if the bank has limited loans. If the bank loan is limited, they can't apply for another loan.

Then there is whether the individual's ability can afford the second loan. The income of buyers needs to reach a certain standard, otherwise the loan may not come down. If you are qualified to buy a house locally, you must pay attention to the loan method when handling the loan procedures. Buyers who pay the provident fund can still enjoy the relevant preferential loan conditions if they buy the second suite.

In addition, no matter how many suites you buy, you should pay attention to the details of the contract and read the terms of the contract carefully. If you find blank spaces or no supplementary terms, be sure to cross them out.

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