Monthly interest repayment 1500 yuan. First of all, we should understand what interest comes first. Interest before capital means paying interest first and then paying principal. Then the interest of this 400,000 loan for three years is 4.5, and we have to work out what the interest is for these three years. 400,000× 4.5 %× 3. The answer is 54,000. The interest for three years is 54,000 yuan. Divided by 36 months. The answer is 1500.

How much is CCB's 200,000-year mortgage loan, with interest paid first and principal paid later?

How much is the mortgage loan of China Construction Bank after 200,000 years of interest? If the loan interest rate is 5%, the annual interest will be 10000, which will be 30,000 in three years.

165438+100000 yuan mortgage loan, what is the monthly interest after 3 years' interest?

The amount is 1 100000. Assuming the repayment method is equal principal and interest, the annual interest rate of the loan is 4.90%, the monthly repayment is 32,965,438+08.62 yuan, the total interest is 85,070.39 yuan, and the total repayment is 65,438+0,654,38+085,070.33 yuan.

The loan is 65,438+065,438+000,000 years. If the repayment method is average capital, the annual interest rate of the loan is 4.90%, and the repayment in the first month is 35,047.22 yuan, with a monthly decrease of 124.77 yuan, with total interest of 83,095.83 yuan and total repayment of 1.65438+.

How much is the interest of this loan for three years after the construction bank pays the interest first?

Interest before interest is a repayment method in the process of loan, that is, the loan interest is paid first, and then the loan principal is paid. In the equal principal and interest method, the proportion of principal in the monthly repayment is increasing month by month, and the proportion of interest is decreasing month by month. In addition, the equal principal and interest method is more common, so the current interest before interest usually refers to the "equal principal and interest method."

After calculating the interest of CCB, the three-year interest of the loan is assumed to be 200,000 yuan, and the annual interest rate of the loan is 4.35%. The calculated total interest is14,983.23 yuan. Compared with the average capital, equal principal and interest have to bear more interest.

What's the general interest rate for car loans?

1. If you want to calculate the car loan interest rate, you must first understand the concept of a few cents. In the folk concept, "one point" is converted into a decimal point, which is 0.0 1. "One point" is converted into a decimal point, which is 0.00 1. For monthly interest, one point is 1% and one point is 0. 1%. If you want to ask how much interest the car loan is, you are actually asking what the monthly interest of the car loan is.

2. The calculation method of car loan interest is: loan amount * loan interest rate * loan time. The benchmark annual interest rate of a bank's three-year loan is 4.35%, which generally fluctuates according to the borrower's comprehensive qualification, and the floating range is generally between 10%-36%. Converted, the general annual interest rate of bank car loans is between 4.7% and 5.9%. According to the counterattack of the 4S store, the longer the borrower borrows, the higher the interest rate. General 1 year interest rate is about 3% 3, 2-year interest rate is about 6% 6, and 3-year interest rate is about 9% 1. The installment interest of most 4S shops is generally between 4% and 7%, and the interest of bank car loans will be slightly lower. If the borrower's personal qualifications are good, it is recommended to apply for a loan in the bank as much as possible. In order to attract consumers, many 4S stores will put forward some installment services with 0 down payment, but in fact, such services often have a lot of bundled consumption, which may exceed interest after calculation.

3. The interest of normal car loan is generally between 0.5% and 0.9% per month, which means the monthly interest is between 5% and 9%. The calculation of interest is generally based on the number of months in installments. The car loan interest rate rises according to the national benchmark interest rate. At present, the benchmark interest rate for car loans for one to five years is 4.75%.

4. Car loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. The interest rate of automobile consumption loan refers to the ratio of the loan amount to the principal given by the bank to consumers, that is, borrowers, for purchasing their own cars (non-profit family cars or commercial vehicles with less than 7 seats).

How much is the interest of 65438+ million car loan for 3 years?

The interest rate of a three-year ordinary loan is 5. 15%, and the interest = principal × interest rate× term, so 65438+ ten thousand *5. 15%*3= 15450 yuan; Provident fund loan, the annual interest rate is 2.75% 65438+ 10,000 *2.75%*3=8250 yuan. Take Toyota yaris L Zhixuan 1.5ECVT Champion Limited Edition as an example. The car price 107282 yuan is calculated according to the down payment ratio of 30% and the repayment period is 3 years. The down payment (down payment+necessary expenses+commercial insurance) is 47,282 yuan, the 36-month payment is 65,438 yuan+0,846 yuan, and the total car purchase cost is 65,438 yuan+0,654,38 yuan+0,3 yuan. 730 yuan is 6448 yuan more than the full amount.

Million car purchase subsidy

Three-year loan interest rate

The benchmark interest rate for loans recently announced by the People's Bank of China is as follows:

I. Short-term loans

The loan term is within six months (including six months) and the interest rate is 4.35%;

The loan term is six months to one year (including one year), and the interest rate is 4.35%;

Second, medium and long-term loans

The loan term is one to three years (including three years) and the interest rate is 4.75%;

The loan term is three to five years (including five years), and the interest rate is 4.75%;

The loan term is more than five years and the interest rate is 4.9%.

During the repayment period of the borrower's loan, if the benchmark loan interest rate changes, or the bank where the borrower lends changes the loan interest rate, the borrower's loan interest rate will not be affected in the year when the interest rate changes, and the borrower's loan will be implemented according to the adjusted loan interest rate in the second year after the loan interest rate is adjusted.

Since 20 15, 10124 October, the central bank has cut interest rates by 0.25 percentage points and RRR by 0.5 percentage points. The central bank also announced the liberalization of the floating ceiling of deposit interest rates. However, the relevant person in charge of the central bank stressed that the abolition of administrative restrictions on interest rate fluctuations does not mean that the central bank will no longer manage interest rates, and interest rate marketization will enter a new stage.