The maximum amount of provident fund loans is 6.5438+0.2 million. Applicants must establish a housing provident fund account for at least 65,438+02 months (including 65,438+02 months), pay the housing provident fund account in full and continuously for 65,438+02 months before applying for a loan, and they are still paid when applying for a loan. Therefore, according to your child's current situation, he has just worked for less than a year, and he does not meet the conditions for applying for provident fund loans for the time being.