2. Download Alipay APP from your mobile phone, open it, click Login, and enter Alipay account and password.
Operating environment: Redmi K20MIUI 1 1.0.4 Alipay 10.2.28.
After applying for a student loan, you can't get the loan funds immediately. Generally, it will arrive in June 165438+ 10 every year and be directly credited to the Alipay account designated by the students. Then the school will deduct tuition and living expenses from these Alipay accounts. Insufficient students need to make up for themselves, and redundant students can take them out for their own consumption.
Generally speaking, students from poor families need to apply for national student loans from local banks through their schools. In principle, students apply once during their school days, and the bank issues national student loans by stages. What materials do I need to provide to apply for a national student loan?
Application for national student loan;
1. Copy of my student ID card and resident ID card (minors must provide valid identity certificate of legal guardian and written consent to apply for a loan);
3. My explanation of the family's financial difficulties;
4. Proof of family financial difficulties issued by the relevant department where the student's family is located. The students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them.
The second is the repayment method, which is paid off in one lump sum or several times before the students graduate; After graduation, students can look at their liquidity to repay their loans; After the probation period expires, graduates will be deducted from their wages month by month within two to five years; The unit where the graduates work depends on their work performance and decides to reduce the loan repayment; For students who have borrowed money, if they are expelled from school, ordered to drop out of school or voluntarily dropped out of school for violating national laws and school discipline, their parents should be responsible for returning all the loans.
Third, the repayment operation, the borrowing students should confirm the repayment plan of the student loan with the bank when going through the graduation formalities. After graduation 1 year, you can apply to the bank to adjust the repayment plan. There are many ways to repay the principal and interest of student loans, which can be repaid in advance at one time or multiple times. If college students choose to repay the loan in advance, the handling bank will not charge any other fees except the interest payable. The specific operation method is as follows: log in to the homepage of CDB student loan information network, and then enter the loan information page through the student login name and password (the default login name for online loan repayment in 2006-2008 school year is school code+student ID number, and the password is 8 birthday; The login name and password of online loan repayment in 2009 and beyond are the login name and password when students apply for loans); Click "prepayment application" on the left to enter the prepayment application summary information page; Click the "Add" button at the bottom left of the prepayment application summary information page to open the prepayment addition page; Select a loan contract record and click OK to save the prepayment application information. When logging in, if "There is something wrong with the security certificate of this website" appears on the webpage, please click "Continue to browse this website (not recommended)" in the penultimate line below to continue logging in.