1. Telephone enquiry: call the bank and enter the number according to the voice prompt.
2. Client inquiry: download the registered bank APP and log in with your own identity information to inquire about the balance.
3. Housing Authority Inquiry: Go to the local housing authority to inquire about the balance.
4. Bank counter inquiry: Go to the bank counter and provide information for staff to inquire.
Provisions on the use of housing provident fund:
1. Extraction conditions: including buying a house, renting a house, repaying the principal and interest of the housing loan, and retiring;
2. Extraction process: usually need to submit the application form, identity certificate, housing provident fund account information and corresponding certification materials;
3. Restrictions on use: the use of housing provident fund is usually subject to certain restrictions, such as withdrawal quota and scope of use;
4. Loan policy: housing provident fund loans usually have low interest rates, but there are also provisions on loan amount and repayment period;
5. Tax impact: The payment and withdrawal of housing provident fund may affect the individual's tax payment.
To sum up, there are many ways to inquire about the balance of housing provident fund loans, including telephone inquiry, using bank APP, going to the local housing management bureau and directly assisting the staff at the bank counter. Each method needs to provide corresponding identity information to complete the query process.
Legal basis:
Regulations on the administration of housing provident fund
Article 26
Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.