What do you want to say about this? If you want to borrow money at home, you should tell others that the time you can cash it is very short, and writing a note means honesty. If you are an old-fashioned person who eats, drinks, whores and gambles after meals, even if you say this, people will not lend you money, because you just don't have integrity. It doesn't matter if you don't know how to say it The first thing is whether you are honest or not, and whether you can honor your promise to borrow money from others.