Can I apply for a bank loan with a copy of my ID card?
Hello, if you apply for a loan through China Merchants Bank, you are not allowed to provide only a copy of your ID card. The application requirements and conditions of various loan types are different. First, let's look at the purpose of your loan. Our loans are issued for specific loan purposes (such as buying a house, buying a car, running a business, studying abroad, etc.). ), and when applying for a loan, we must provide relevant supporting materials according to the "loan purpose" (note: there is no cash in our loan, and the general minimum loan amount is 50,000 yuan). As the types of loans provided by branches are different, it is suggested to log in to www.cmbchina.com, the homepage of China Merchants Bank, click "Online Customer Service" in the upper right corner to provide the account opening city and loan purpose of the one-card account, and then check whether the local branch has the loan type, application conditions and materials you need to provide.