Price-limited housing can be loaned by 90% with down payment 1%. The provident fund is paid at 65438+ 02% of the salary ratio. If you borrow 400 thousand, 30 years, 300 yuan is enough. If you want to borrow more money, you should pay more. If the new unit pays you the provident fund, the old provident fund account will be automatically merged into the new provident fund account.