1, WeChat micro-loan

The daily interest rate of WeChat micro-loan is 0.05%, and the annual interest rate is 18.25%. The repayment method is equal principal repayment, and the repayment period is flexible. There are three options: 5 months, 10 months and 20 months. If you want to repay in advance, it is also free of liquidated damages. It is very important that the amount of small loans is between 5 million and 300 thousand. Everyone has a different loan amount according to their own conditions. 20 thousand loan, see if your own conditions are met.

2. Bank credit loans

The credit loan amount of a bank depends on individual circumstances. You can't know exactly how much you can borrow, but the loan amount of a general commercial bank is between10-300,000. The specific interest rate level is subject to the approval of the bank counter, and the loan of 20,000 can be completely solved.

3. China Merchants Bank E invites loans

The application method of China Merchants Bank E is simple. There is no need to agree on the loan period when applying, and only the minimum amount needs to be repaid every month. China Merchants Bank E can borrow up to 300,000 yuan, and the daily interest rate of China Merchants Bank E is 0.04%.

4. Cash installment

Credit cards have cash installment business, which is generally not recommended. The handling fee is higher. The installment interest rate of 12 is 0.75%, and the corresponding annual interest rate is 17.68%. Divided into three installments, the rate of each installment is 0.95%, and the corresponding annual interest rate is 19.27%. Once the application is submitted, it cannot be cancelled. No matter when the repayment is made, the handling fee and interest cannot be less.

5. Sorry

I have to mention borrowing money. The threshold for applying for borrowing money is more than 600 sesame points. According to different scores, the loan amount that users can apply for ranges from 1000 to 50,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.

The above is an introduction to Bian Xiao. Everyone's loan qualification is different, so everyone's loan amount is different, but the loan amount of several channels can reach 20 thousand yuan, and emergency is enough.

How to get a small loan of 20,000 yuan?

Since the application is a small loan, I certainly hope to get the loan simply and quickly. Otherwise I might as well apply for a large loan. At present, many friends will choose to apply for small loans when meeting the needs of small funds. Under normal circumstances, applying for a loan of 10,000 to 20,000 yuan can solve the immediate urgent needs. So how to get a small loan of 20 thousand yuan, and what are the ways to apply for a small loan of 20 thousand yuan? Here are three better ways to introduce yourself:

1, credit loan

Because the amount of 20,000 yuan is not high, and precisely because of this, if the borrower meets the conditions, he can directly obtain a credit loan of 20,000 yuan through credit loans. Applying for a credit loan requires the borrower to earn at least 3,000 yuan, with good and stable income and good credit.

2. Mortgage loan

If your personal credit is a little poor, but you can provide collateral as collateral, you can also try to get a loan through mortgage. Mortgage loans require borrowers to use collateral as collateral. At the same time, different lending institutions have different requirements for the credit and income of borrowers, but the requirements are not so strict compared with credit loans.

3. Guaranteed loan

If there is a guarantor or a guarantee institution qualified as a guarantor, you can also apply for a secured loan.

Therefore, when applying for small loans, borrowers must consult in detail in advance, and then choose the appropriate loan method to apply for loans according to their actual situation.

Apply for a small loan of 20 thousand, the amount is not too large, and it is generally easy to get. The above three methods can be used as reference, and other methods can also be considered.

What are the fastest ways to get a loan of 20,000 yuan? These methods are very fast!

Nowadays, there are more and more small loan products on the market, which has helped many people solve the problem of loan review for a period of time. There are also many people who habitually borrow money from small loan software when funds are tight. What are the ways to get a loan of 20,000 yuan? These methods are all very good!

What are the methods for a loan of 20,000 yuan?

1, mobile phone small loan software

Now there are many small loan softwares that can apply for loans on mobile phones. Just check carefully whether they are formal. Under normal circumstances, the amount of most small loan products is between thousands and tens of thousands of yuan. If you want to apply for a loan of 20,000 yuan, basically you only need to apply to 1-2 small loan software.

The threshold of small loan software is not high, as long as the applicant 18 is over the age of 8, is not in school, has a stable income source, has a good credit record and has a certain willingness to repay. Generally speaking, after users apply for small loans, they can basically receive them within 2 hours.

2. Credit card reserve fund

At present, many banks have bought credit card imprest products. In short, they provide additional credit lines for users' consumption. This line also takes up the credit card limit, but after the user applies for the reserve amount, the bank will directly transfer the cash to the user's bank card and can withdraw it for use.

Different from bank loans, as long as there is a credit line, users can apply for loans at any time, and they will be audited by a special person 24 hours a day, which will take a few hours.

The above is the related content sharing of "20,000 yuan loan method", I hope it will help everyone!

How to borrow 20,000 yuan from the bank?

1. The user applies for a loan of 20,000 yuan in the relevant bank, and provides personal identity documents, asset status certificates, work certificates, bank running bills, personal credit report certificates and other materials;

2. In the application form, the user should indicate the purpose of the loan of 20,000 yuan, submit the application as required, and wait for the bank's approval;

3. If the user's loan application is passed, the user will be informed to come to the bank to sign the relevant contract, and then wait for the bank to lend money.

Brief introduction of loan

In real life, people always encounter financial problems. When users have financial difficulties, they can go to banks and other financial institutions for loans. When making a loan, users must consider their personal situation and family situation and handle the loan according to their abilities. Because the bank will also evaluate the user's qualification information and asset status, if the user's loan application is too high or unrealistic, it is easy to be rejected by the bank. Therefore, users should consider rationally when lending.