You don't have to close your account after the loan is paid back. Mainly depends on whether you still need this card. If it doesn't work, you can cancel your account first to avoid account fees.

The car loan credit card issued by China Bank has been paid off. Is this credit card still useless? Can I not cancel it?

First of all, credit cards can be spent in advance. If you don't have this demand, you can cancel it.

Secondly, each credit card will have different rights and services, which can be viewed in related apps. This depends on personal needs. If you think it is helpful, you can continue to use the card and pay attention to timely repayment, free of annual fee.

Finally, if you decide not to use a credit card, you must cancel it, otherwise there will be extra fees such as annual fees. If you let it go, over time, it will be an expense that cannot be ignored.

China Bank's renovation loan has been changed into a credit card. Is there no limit?

There are places.

The renovation loan of China Bank has been repaid. If you need to use a credit card in the future, you don't need to use a credit card to close your account. However, if there is no need to apply for a card in the future, the user can cancel the account with a credit card. In fact, after the decoration loan application, it is equivalent to handling the credit card special installment quota. At this point, the quota can only be used to pay the decoration consumption amount.

Bank of China is the most globalized and integrated bank in China, with offices in 665,438+0 countries and regions in Chinese mainland and overseas. Bank of China, Hongkong and Macau are local note-issuing banks. China Bank has a relatively complete global service network, forming a comprehensive service platform with corporate finance, personal finance and financial market as its main businesses, covering investment banking, direct investment, securities, insurance, funds, aircraft leasing, asset management, financial technology, financial leasing and other fields, providing customers with comprehensive financial services.