First, can a faithless person still use a credit card?
If the person subjected to execution is included in the list of people subjected to dishonesty, and the credit card is not frozen, it can be inherited and used, but the bank credit card cannot be used normally after use.
Second, the legal basis.
Measures for the administration of credit card business
Article 37 After the cardholder has paid off the overdraft principal and interest, he may cancel the account under any of the following circumstances:
(a) 45 days after the expiration of the credit card, the cardholder has not replaced the new card;
(two) 45 days after the loss of the credit card, there is no supplementary card and no new card has been replaced;
(3) The credit card was withdrawn by the issuing bank for 45 days due to its bad reputation and was included in the stop payment list;
(four) the cardholder died for some reason, and the issuing bank has recovered his credit card for 45 days;
(five) the cardholder requests the cancellation of the account or the guarantor to cancel the guarantee, and has returned all the credit cards for 45 days;
(6) The credit card account has not been traded for more than two years (inclusive);
(seven) the cardholder violates other regulations, and the issuing bank thinks that his qualification should be cancelled.
Third, the faithless will be subject to other restrictions.
1 For example, civil servants and institutions are restricted from applying for examinations and appraising awards, and are not allowed to participate in the candidates recommended as deputies to the Party Congress, deputies to the National People's Congress, and members of CPPCC committees at all levels;
2. Restrict the application to join China, prepare to become a full member, evaluate first, and promote.
3. Restrict him from serving as a senior manager or dismiss him from his post;
4. Restrict its registration or filing as the person in charge of a social group;
5. Restrict them from serving as directors, supervisors and senior managers of banking financial institutions and financing guarantee companies.
6. Restrict those who have lost their trust from applying for government subsidies and social security funds.
7. When examining and approving applications for policy support such as investment, import and export, science and technology, inquire whether the relevant institutions and their legal representatives, actual controllers, directors, supervisors and senior management personnel are executed due to dishonesty, as a prudent reference for them to enjoy policies.