In order to ensure the security of your account, in case someone borrows your personal information to get a loan or something, you'd better go to the bank to check whether there is anything wrong with your personal credit information.

Generally speaking, there should be no problem, so this kind of short message that is often sent to you must be a scam message.

If there is a problem, someone must borrow money from some platforms under the guise of your information. You can complain to the bank or collect evidence to sue in court.