Normal. The average capital, the theory is that the repayment is the highest in the first month, and then decreases. In practice, the repayment in the first month depends on different situations, which is different from other months. The first month is less than the second month, that is to say, there is less than 30 days between the loan issuance and repayment in the first month.

Bank loans are generally repaid on the 20th (or 10) of the next month after the loan is issued, and the repayment interest is calculated according to the actual number of days. If the loan is issued before 20th (or 10), the interest period of the first repayment will exceed 30 days, and the repayment in the first month will be particularly large. If the loan is issued after 20th (or 10).