Loan principal: 500,000 yuan, assuming annual interest rate: 4.900% and loan term: 20.

year

The monthly repayment amount of principal and interest is:

3,272.22 yuan, and the total amount of principal and interest is:

785,332.8 yuan, * * * Interest payable:

285332.8 yuan.

The interest paid in 1 month is: 204 1.67.

; The first 1 month principal repayment is:1230.55; Since then, the monthly interest repayment amount has decreased and the principal has increased. (without considering the adjustment of interest rate in the middle)