Opening ant borrowing requires the following conditions:

(1) AliPay account completes real-name authentication; ?

(2) The account status is normal and has not been appealed; ?

(3) The account is bound to the mobile phone. ?

Accounts that meet the above conditions will be comprehensively evaluated according to your account usage, and the final use will be subject to system evaluation, and manual intervention is not allowed. ?

If the entrance to the loan is not found according to the above path, it means that the conditions for using the loan are temporarily unavailable. Please don't lose heart. The system will evaluate it from time to time, and it can be used once the access conditions are met. It is recommended that you keep a good account status and pay attention to it from time to time. ?

20 19 how to apply for a loan line voluntarily? You need to provide this information!

Borrowing is a pure credit mobile phone loan product. Compared with bank loans, it is more convenient to handle, the next payment is quick, and it can be repaid with the loan, so it is very suitable for office workers who need money urgently. But loans are difficult to open, and often disappear after opening. Is there any way to take the initiative to apply for a loan amount? Let's get to know each other.

1. Can ants take the initiative to apply if they borrow it?

Generally speaking, it is impossible. Most people don't apply for the entrance, and Alipay will automatically evaluate the user's qualification and decide whether to grant the loan amount.

However, a small number of users have taken the initiative to apply for the entrance. Alipay customer service clearly stated that it needs to provide some information:

1, upload your ID card;

2. The purpose of the loan;

3. Educational information, automobile information, etc.

It can be seen that for some new users, there may be "amazing" performance in terms of consumption power, but other personal information is not perfect. Alipay may throw an olive branch and let you open a loan. At this time, you should seize it decisively and quickly supplement your personal information.

In addition, if you usually buy auto supplies and browse auto forums on Taobao, Alipay will also remind you to bind your driver's license and vehicle information, thus providing you with a loan amount.

Second, how long does it take to take the initiative to apply for a review?

Unlike automatic borrowing, it takes a long time to apply for a loan.

1, three months working days at the latest, there will be SMS notification, pay attention to keep the mobile phone open;

2. If the active application is rejected, you must apply again after half a year;

3. If the prompt line has been robbed, it proves that you are eligible to borrow, but the line has been robbed that day, so you can try again after 0: 00.

How to open Alipay

Borrowing is a loan service launched by Ant Financial. You can apply if the sesame credit score is above 600. You need to select Sesame Credit in Alipay and click Credit Life to open it. The specific steps are as follows:

1. Click to open Alipay.

2. After opening Alipay, click Me in the lower right corner.

3. Then find "Sesame Credit" and click Enter.

4. After entering Sesame Credit, click "Credit Life".

5. After entering the "Credit Life" page, click "All" at the bottom right.

6. Then find the "Borrow" icon in "More" and click Enter.

7. After confirmation, click "Use Now" to open the ant loan.

Precautions:

1. If there is no credit limit page, the deduction page cannot be opened.

2. Whether the comprehensive evaluation based on the system can be opened for the loan is not supported.

3. Sesame credit score must be above 600.

4. The account status is normal and the real name registration system.

5. The account has been bound with a savings card.

6. You need to bind your mobile phone number with your mobile phone.

7. The loan amount that users can apply for ranges from1000-300,000 yuan.

8. The longest repayment period is 12 months.

9. The daily interest rate of the loan is 0.045%.

10, which can be borrowed and returned.

What are the conditions for the smooth opening of Alipay?

What are the conditions for the smooth opening of Alipay?

Reasons why the loan cannot be opened:

In order to open a debit card, users must meet these basic conditions: first, users must be real-name users of Chinese mainland Alipay, aged 18 years and above; Secondly, the Alipay account is in a normal state, which is bound to my bank savings card and mainland mobile phone number; In addition, the user's sesame credit score usually needs to reach more than 600 points. Users who meet these conditions can try to apply for opening a debit card, but whether the debit card can be successfully opened is determined by the system according to the comprehensive situation of the user's account and cannot be manually intervened.

Some friends may not find the option to borrow money from their Alipay. This situation is mostly because the user's own qualifications have not yet reached the requirements of borrowing money, so the system has not opened its qualifications to users.

The opening of the loan is determined by the system according to the user's personal comprehensive situation, so the user can't forcibly open the loan. However, if you want to open a loan, you also have certain methods and skills. The following skills will help you apply for a loan:

1. Maintain good personal credit.

Borrowing is a consumer credit product, which attaches great importance to users' credit. If the user has overdue behavior after using the credit card or loan, it is difficult to open the loan.

2. Use Alipay more.

Usually, we can use Alipay to make more payments, which can increase the activity of the account, and good spending power can reflect our economic strength.

3. Supplement Alipay's personal information.

Try to supplement and improve the personal information in Alipay, such as our provident fund information, academic information, real estate information, etc. The more detailed this information is, the more helpful it is for the system to make a more comprehensive evaluation of us. Good personal information is conducive to improving sesame credit score, which is helpful to open loans.

4. Use various functions of Alipay.

For example, you can use Alipay to repay credit cards, pay telephone bills, pay utilities bills and so on.

The above methods help to open the loan, but whether the loan can be opened is determined by the system and cannot be manually intervened.

If there is a demand for capital turnover, I recommend you to use the credit service brand "Qianhua" of Xiaoman Finance (formerly Baidu Qianhua, renamed "Qianhua" in June, 20 18). Big brands are reliable, with low interest rates and trustworthy. Money is spent-full easy loan, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%

Click online measurement

It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest and expenses, and strong security.

Share with you the application conditions of Fuguihua: The application conditions of Fuguihua are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: If you have money to spend, you refuse to provide college students with installment loans. If you are a college student, please give up your application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: The application only supports debit cards and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and I can't apply with temporary id card, expired ID card or first-generation ID card. Online lending is risky, so choose carefully!