Maximum amount of Nanchang provident fund loan:
1. The maximum loan amount is adjusted to 500,000 yuan for purchasing houses in urban areas and 600,000 yuan for purchasing ordinary houses.
2. In Nanchang County, Xinjian County and Wanli District, the maximum loan amount is adjusted to 400,000 yuan, and for ordinary houses, the maximum loan amount is adjusted to 450,000 yuan.
3. In Anyi County and Jinxian County, the maximum loan amount is adjusted to 300,000 yuan, and for ordinary houses, it is adjusted to 350,000 yuan.
Calculation method of Nanchang provident fund loan amount:
The specific calculation formula is:
Nanchang provident fund loan amount = (balance of the borrower's provident fund account+* * is the same as that of the borrower's provident fund account) *20 times * deposit time coefficient * remaining deposit years coefficient (both values are 1).
From the above formula, we can know that the loan amount of Nanchang provident fund is related to the balance of husband and wife provident fund account, the time of deposit and other factors, and everyone can calculate it according to their own actual situation.
In addition, the loan amount of Nanchang provident fund is also affected by the region. For example, the maximum amount of a single employee in Nanchang County is 400,000, and the maximum amount of a dual employee is 500,000.
If you feel that the calculation is too troublesome, you can go directly to Nanchang Housing Provident Fund Center, find the loan amount calculator, and input data such as account balance, accumulated deposit month, salary base, purchase place, total house price, loan term, etc. , you can quickly calculate the loanable amount. Simple and rude, worth a try.
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