Loan conditions: The borrower must meet the following conditions:
(1) has legal identity;
(2) having stable economic income, good credit and the ability to repay the principal and interest of the loan;
(3) There are legal and effective purchase and overhaul contracts and other supporting documents required by the loan bank;
(4) Having self-raised funds of more than 20% of the total price of the purchased (overhauled) house, and guaranteeing to pay the down payment of the purchased (overhauled) house;
(5) Having mortgaged or pledged assets recognized by the lending bank, or (and) having legal persons, other economic organizations or natural persons with sufficient compensation capacity as guarantors;
(6) Other conditions stipulated by the lending bank.