Yes According to the query of official website, Xicai.com, one of the application conditions of ABC's online loan requires the applicant to be an e-banking customer with security authentication tools such as KBao. The last step of applying for ABC's online loan is to use KBao for confirmation, and the loan amount of online loan can only be approved after KBao is confirmed. Therefore, NetJet loan K Bao is the last step.