How long does it usually take CCB to get a clear answer when approving mortgage loans? The actual approval time varies according to individual circumstances. Depending on the borrower and the loan amount, the approval time may be different.

In the specific application process, if the borrower frequently applies for loans or carries out loan operations, it will increase personal credit risk. Therefore, it is suggested that the borrower should know the personal credit risk index before applying for a loan, which can be checked by "balloon inspection". When the personal credit risk score is high, the loan application may be more difficult to be approved.

It usually takes some time from application submission to final approval. Borrowers need to provide complete application materials and keep timely communication with bank staff. The time required for approval includes material review, credit investigation and loan amount evaluation. These steps may take some time because they involve coordination and information verification between multiple parties. Under normal circumstances, the approval time of CCB mortgage is about 2 weeks 1 month. However, please note that this is only an approximate time range, and the specific time needs to be determined according to personal circumstances.