The purpose of mortgage loan is the funds needed for the continued construction of projects under construction.

Pay all the land transfer fees of the occupied land and obtain the state-owned land use right certificate.

The mortgage contract shall specify the serial numbers of the land use right certificate, the construction land planning permit and the construction project planning permit.

The self-owned funds invested in the project must reach more than 25% of the total investment of the project construction, and determine the project construction progress and project completion delivery date.

Construction in progress refers to the expenditure on the construction, reconstruction and expansion of fixed assets of enterprises, or the unfinished projects such as technical transformation, equipment renewal and major repair projects. There are usually two ways of construction in progress: "self-operated" and "outsourced" self-operated construction in progress refer to projects that enterprises purchase engineering materials, construct and manage themselves; Construction in progress refers to projects contracted by other engineering teams or units by enterprises through signing contracts.

The projects under construction of public institutions refer to all kinds of buildings (including new construction, reconstruction, expansion and repair, etc.). ).) and equipment installation works that have incurred necessary expenses but have not been completed and delivered.