Shanghai employees who meet the extraction conditions can apply and submit relevant materials through the central outlets, or declare on the government service online or apply online through the online service hall of Shanghai Housing Provident Fund Management Center. On the question of "how to withdraw the Shanghai provident fund", the following is a detailed answer from Bianxiao. com. 1. How to withdraw the Shanghai Provident Fund (1) and go offline for processing 1. Applicants should apply at the central outlets and submit relevant materials; 2. The window first requires the person in charge to review and handle the application; 3, housing provident fund management center to undertake the examination and approval; 4. Inform the applicant and issue instructions to the entrusted bank to transfer the funds that meet the withdrawal conditions to the employee's debit card in the bank. (2) Apply online on the government service network or through the online service hall of Shanghai Housing Provident Fund Management Center. Two. The legal basis for the withdrawal of Shanghai provident fund Article 7 Under any of the following circumstances, employees may apply for withdrawing the storage balance in the housing provident fund account: (1) purchasing self-occupied housing; (two) the construction, renovation, overhaul of the city's ownership of self-occupied housing; (three) to repay the principal and interest of the city's self-occupied housing loans; (four) there is no room in this city and the housing in this city is rented for self-occupation according to law; (five) the families of low-income workers with financial difficulties pay the property service fee for self-occupied housing in this city; (six) housing consumption expenditure such as rent, property service fee and after-sale public housing property maintenance fee that is difficult to pay for family life; (7) Retirement; (eight) most or all of them lose their ability to work and terminate their labor relations with the unit; (9) Having left the country to settle down; (10) Dead or declared dead (applied by the employee's legal heir or legatee); (eleven) other circumstances stipulated by the state and this Municipality. The above is the answer about "how to withdraw the Shanghai provident fund". If an employee applies for withdrawal of housing provident fund and meets the prescribed conditions, the management department shall, within 3 working days from the date of accepting the application for withdrawal of housing provident fund, make a decision on whether to approve the withdrawal according to the results of the withdrawal audit. If you have any questions or legal problems, please visit the website for consultation.
Legal objectivity:
Regulations on the administration of housing provident fund
Article 25
If the employee withdraws the storage balance in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued.
Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or not to withdraw, and notify the applicant;
If the withdrawal is approved, the entrusted bank shall go through the payment procedures.
Regulations on the administration of housing provident fund
Article 26
Workers who have paid housing provident fund may apply for housing provident fund loans from the housing provident fund management center when purchasing, constructing, renovating or overhauling their own houses.
The housing provident fund management center shall, within 05 days from the date of accepting the application, make a decision on whether to grant the loan or not, and notify the applicant;
If the loan is granted, the entrusted bank shall handle the loan formalities.
The risk of housing provident fund loans shall be borne by the housing provident fund management center.