First, personality characteristics
The personality traits you want to be rich and lucky should be: an open mind, a willingness to accept new things, a pair of eyes that are good at observing and discovering, and an active search for changes and actions that adapt to development. With these three characteristics, you can get good results everywhere.
The hostess is poor and penniless. When she is unemployed, lovelorn, only has 800 yuan's money, and the rent is about to expire, she can still take advice to buy a fund and invest in 800 yuan every month. This is not an impulse, but an acceptance of life's ill feelings, even a hug. It is the pride that comes after death, and it is the most precious spiritual strength to realize a rich life when the hostess has nothing.
Faced with an unsustainable life, the hostess did not give up, let alone complain, but actively responded: first, she reduced her daily necessities to a minimum, suppressed her living standard to a minimum, and then tried to open up new sources. This is not brute force, but careful observation. With wisdom and communication skills, I got the opportunity to clean the floor without rent, got the reward of occupying the booth, and got the salary by distributing leaflets. These are hard and humiliating things that ordinary people are unwilling to do. But it is in these small places that the woman found the opportunity, and even after she had accumulated a lot of wealth, she was still willing to work for free in her favorite school. This is the performance that the hostess is not afraid of hardship and dares to choose.
After repeatedly hitting a wall in job hunting, the hostess realized that she had low academic qualifications and poor ability, and it was difficult to stand in this city. Instead of complaining about society and her parents, she made positive changes. Under the extremely poor living conditions, I still invest a lot of money to buy books, take exams and invest in my own growth, not to find ways to make quick money, but to cultivate my ability to earn long-term benefits in the future.
Second, the way to get rich
Every change of the hostess can be described as a milestone growth.
1, save every penny.
At the beginning, the hostess had the concept of "money seed" and accumulated all her income. Even if her income increased later, she strictly controlled her living expenses. After three years as a bank manager, she only saved 8,000 yuan, but the hostess saved 30,000 yuan.
2. Start the financial management mode
Following the advice of the bank manager, I bought 30,000 yuan of shares and increased the amount of fixed investment. Although asset allocation is a high-risk category, high-risk investment is very suitable for single young people. Although I don't quite agree with investing in stocks without knowing the market, it also shows the advantages of the woman who actively embraces new things. After encountering a bull market, funds and stocks brought her the first bucket of gold. The most important thing is that when investors have been frantically expecting the market to break through 10,000 points, she can accept it as soon as possible, leave in time and settle down, which is really admirable.
3. Form a mentor alliance.
With the first bucket of gold in the stock market, she bought all the properties, four small apartments in full, and one with four mortgages. This kind of courage is really worth learning, and it can be seen that the hostess is a person who is very willing to learn and dare to take risks. If she doesn't know about real estate, she must have done a lot of homework in the early stage, and she is brave and not blind.
In the process of chatting with tenants, I found opportunities in the tutor market and decided to reach an agreement with tenants to form a tutor alliance. The hostess's actions in the preparatory process are very organized, and every link can be seen that she has her financial quotient. But this financial quotient is not a genetic skill, because the woman was born in the deep mountains, and her ancestors and villagers lived on cultivated land, so her financial quotient was acquired the day after tomorrow. The most likely explanation is that the hostess is very good at observing life, and she can apply what she has seen and heard to herself, showing her extraordinary learning ability.
Fourth, school job hunting.
When the mentor alliance was in full swing, the hostess chose to quit and only took a fixed share. Here, it mainly shows another very valuable quality: loyalty to the heart. Making money is a means through which you gain the confidence to make a choice, know what you want, and pursue it bravely.
In the process of job hunting, the hostess made careful preparations, met the principal by chance, was good at communication, worked for free, and finally stayed in school as an intern. It is difficult for outsiders to understand the matter of unpaid work, but the hostess knows the importance of joining the organization first. Isn't this what job-hunting experts taught us, to hone our ability first, to learn quickly, and then to stay at work? The hostess worked in the school for free, always paid attention to her own purpose, took advantage of various opportunities to study, left a deep impression on the principal, and successfully stayed in the school to realize her career ideal.
After staying in school, it has become the link between the school and the tutor alliance: it has expanded the business of the tutor alliance, brought high-quality resources to the school students, created sustainable income for itself, and achieved a win-win situation.
Five, the apartment is four floors.
The hostess always paid attention to the trend of the property market. When the house price began to rise, she replaced all five apartments with an abandoned building with a four-story staff dormitory. The negotiation with the intermediary is very exciting. The hostess redecorated the fourth floor into more than 20 rooms, which were rented out by the tutor alliance, and the shops on the first floor were rented out to chain brands themselves to ensure a long lease period and stable tenants.
This replacement is very generous. Apart from the income from selling five apartments, part of it is the money saved by the woman, which still maintains a low living standard. Therefore, the expenditure can still be strictly controlled when the economic situation improves, which is definitely an important guarantee for the hostess to complete a gorgeous turn at a critical moment.
The boldness of vision shown by the hostess in various milestone events is really admirable, not only because she has established a number of continuous cash flows, but also because she has a heart that is unwilling to accept the status quo. The magic weapon to complete the turn is definitely that the hostess is good at learning and dares to embrace change. This is not luck, but the result of good observation, accumulation and application at ordinary times.
After changing to a four-story apartment community, the hostess made a very wise decision to entrust the four-story building to the property management of the surrounding high-end community, and the property fee was shared by the tenant, which relieved her from worries and became a real chartered woman.
Third, about love.
The novel pays relatively little attention to the woman's love, but it shows her love view: first, husband and wife should rely on each other, grow up with each other, support each other and not interfere with each other; Second, always trust, encourage and support each other. The other half of the hostess is the lobby manager who recommended her to buy the fund. The male host is attracted by the independent, forbearing, studious and optimistic qualities of the female host, and is deeply influenced to reshape his view of money and make new plans for his life. The mode of getting along is more about growth than love. And this kind of marriage mode of interdependence, appreciation and support is not worth learning? We always say that "everything is prosperous at home", in fact, it should be said that the source of happiness is the growth of husband and wife.
Fourth, Shancha Village started its own business.
This part is very long, and tells the story of the process that the man remolded his view of money, career and world outlook under the influence of the woman, and embarked on the road of entrepreneurship. The whole entrepreneurial process is admirable, full of ingenuity, details and long-term. It also involves a lot of marketing knowledge. Everything you do shows the growth of the man, and you also see many excellent qualities in the man: enterprising, enterprising, responsible and good at sharing benefits. These growth and changes of the man show the importance of an excellent woman in the family from the side.
The whole process of the hero and heroine getting rich is frightening and more gratifying. With their success step by step, we can see their growth step by step. They are willing to endure hardships, good at open source, able to learn, frugal, courageous and confident, which left a deep impression on us.
Excerpts from this novel are deeply touched and shared with readers:
Hard-working people have no difficulty, but they are afraid of a will.
Any unsustainable income is not worth showing off.
Saving money means saving energy.
The more you learn, the more afraid you are, and the more you work hard. Diligence will eventually bring good luck.
Do what you want, do what you want.
The book "The more money you save, the luckier you are" brings me such thoughts:
The first is to control the cost of living. It is easy to be frugal, but difficult to be frugal. Control living expenses, plan life reasonably, and spend money on the cutting edge. The book "Millionaire Next Door" tells me that the life of a truly rich person is not luxury, but simple and simple, and we should invest more in our own growth on the basis of ensuring a balanced diet and nutrition.
Second, store income. No matter how much you earn but don't control your spending, wealth just flows through your pocket. Only by storing the income can we play the role of capital, and we don't panic if we have food in our hands. With assets as security, you can be more firm and calm when making decisions, and it is precisely because you have money in your hand that you can help your wishes come true.
Third, accumulate the wisdom behind capital. Saving money is not being a miser, but using the change of capital from quantity to quality to realize yourself to the greatest extent. This process should not only have a certain accumulation, but also master the wisdom of money, which is exactly what we need to learn and improve constantly. Therefore, lifelong continuous learning is the foundation and guarantee to realize a better life.