According to the different uses and purposes of housing provident fund withdrawal, the procedures are as follows:

(1)

The withdrawer must present his or her provident fund card, ID card and relevant certificates Materials, submit an application to the provident fund management agency (including the municipal provident fund center, branch center, management department, the same below)

or to the urban branch of the bank entrusted by the municipal provident fund center to undertake .

If it is a repayment loan withdrawal, the withdrawal person should first go to the lending bank to obtain a loan repayment certificate.

Relevant certification materials provided by the extractor must be a copy of the original.

(2)

The branches of the provident fund management agency or the branches of the undertaking banks shall accept the application and review the relevant certification materials and withdrawal amount of the provident fund. For those who meet the requirements A copy of the original document for inspection of conditions will be kept, and the withdrawal procedure will be processed.

Relevant regulations on withdrawals

(1)

Time limit and frequency of withdrawals

1. Purchase and construction of housing,

If the entire principal and interest of the loan is paid off, the withdrawr can withdraw within one year from the date of issuance of the corresponding note (certificate). Late applications will not be accepted. Except for the above circumstances, withdrawal is not subject to statute of limitations.

2. For purchasing and building a house or repaying a loan, the number of withdrawals shall not exceed two times within a year, and the withdrawal date shall be determined by the withdrawer.

(2) Restrictions on the number of withdrawals and others

1. When withdrawing to purchase and build a house and pay off all the principal and interest of the loan, the withdrawr can only withdraw the corresponding note (certificate) for the month in which it is issued. Provident fund balance.

2. In order to reflect the principle of mutual assistance of provident funds, the borrower's personal account balance of 1,000 yuan is temporarily guaranteed during the loan repayment period, that is, the balance exceeding 1,000 yuan can be withdrawn. In the future, the payment amount and proportion will change. Adjust to changes. When the principal and interest balance of the loan is paid off in full, the guaranteed balance can be withdrawn. The housing subsidy for new employees does not implement the minimum balance guarantee in personal accounts.

3. In order to ensure that the special funds withdrawn from the provident fund are used exclusively and prevent overpayment and underpayment of loans, the provident fund management agency can gradually implement the principle of "withdrawal and repayment of equal amounts" to review the loan repayment and withdrawal amounts.

4. If the withdrawr has an overdue provident fund loan, the provident fund management agency can freeze his or her account according to the account name provided by the lending bank at the beginning of the month and suspend the withdrawal of the provident fund; until the withdrawer resumes normal loan repayment, the provident fund management agency can apply for the loan repayment voucher. Withdrawals can only be made after the account is unfrozen.

5. For those who purchase and build a house or repay a loan, in addition to the provident fund of themselves and their spouses, they can also withdraw the provident funds of immediate relatives in the same household registration book. Immediate relatives referred to here only refer to the parents or children (including spouse) of the withdrawer.

6. Withdrawal of provident fund should be done by yourself.

If the withdrawr really needs to entrust another person to withdraw due to special circumstances such as death, illness, out of town (out of the country), etc., the withdrawr should know the withdrawer’s provident fund card password and hold relevant certificates and withdrawal certificates. The original ID card of the person and the person who is withdrawing on behalf of the person to withdraw the provident fund

The materials required to withdraw the provident fund: (1) Partial withdrawal of the purchase, construction, renovation or overhaul of the self-occupied house

1. Purchase of commercial housing: house purchase contract and sales invoice of real estate development enterprise or tax deed

Duty paid invoice.

2. Purchase of existing housing: house purchase contract (deed or agreement) and deed tax payment invoice.

3. Purchase of public housing: sales contract (approval materials for housing reform sales in Zhangjiagang and Wuzhong Districts

) and special cash settlement form for unit housing reform sales.

4. Purchase of demolition and resettlement housing: demolition agreement and special payment receipt

voucher issued by the demolition department.

5. Construction (renovation, overhaul) of self-occupied housing: approval documents from the urban planning department and project construction permit or house ownership certificate and state-owned land use certificate.

(2) Divorce (retirement) certificate or personal ID card (must reach the legal retirement age) withdrawn from the account after divorce (retirement).

(3) A person who has completely lost the ability to work and terminated the labor contract with the original employer and has withdrawn from the household

A disability certificate issued by a labor appraisal institution at or above the city (county) or district level and Proof of termination of labor contract with the original unit.

(4) Those who leave the market or settle abroad and cancel their household registration

1. Work in other places and have one of the following supporting materials: household registration transfer certificate; other places

Hukou (temporary residence permit) or household registration certificate issued by the public security department of other places and proof of termination of the labor contract with the original unit; if the household registration is not transferred, it will not be with other places (excluding large cities) ) Labor (employment) contract signed by the unit (subject to verification by the non-local labor and personnel administration department).

2. Settlement situation: household registration cancellation certificate issued by the local public security department or overseas permanent residence certificate (overseas ID card).

(5) Repayment of the principal and interest portion of the house purchase loan

1. Repayment of housing loans (including portfolio loans and housing commercial loans): lending bank

Housing loan repayment certificate issued.

2. Installment payment for purchasing public housing: the sales contract (the installment payment must be stated in the contract)

And my salary slip deduction record or cash settlement slip.

(6) Death or declaration of death and cancellation of household registration

1. Death: death certificate of the owner or household registration cancellation certificate issued by the public security department and

Collect the person's ID card on your behalf.

2. Declared dead:

The owner is declared dead and the ID card of the person who withdraws the property is provided.

(7) "Certificate for Receiving Minimum Living Security Relief (Subsidy) for Urban (Town) Residents" for those who are subject to the minimum living allowance and whose personal account has been sealed for more than half a year and withdrawn from the account.

(8) Women who are over 40 years old and men who are over 50 years old are laid off and unemployed and their personal accounts have been sealed for two years and withdrawn from the account.

Proof of termination of the labor contract with the original unit or the labor department Proof of being laid off or unemployed.