The enterprise itself is divided into assets and liabilities, which are two main parts. We won't talk about all the rights and interests. That has nothing to do with most friends. Assets are owned by your family. Your house, your car, these are all assets, and liabilities are foreign debts at home. How much did you pay for this house? For example, if the house is 2 million, you have paid 6,543.8+0,000, and you still owe 6,543.8+0,000. That 6,543,800 yuan belongs to liabilities, but assets plus liabilities equals owner's equity, which refers to the sum of your family's rights and interests.
Borrowing from the bank is a family debt. If you borrow money from the bank, I hope. When the time comes, some money will inevitably flow out of your home. As a result, your family is short of money. This is a debt asset, which is likely to bring you income or help you make money in the future. Bank debt is a kind of debt of your family, which is basically phased now and has no influence on the normal economic operation of your family. Because when you repay this loan, you must also repay it in installments. You can't say that you borrowed 65,438+10,000. After 654.38+00 years, I will pay you back 654.38+05 million directly, which is not allowed by the bank.
As long as the bank can lend you money, it's not a big problem, because the bank can lend you money to prove that there is no problem with your own credit information. Although there are some debts now, I work hard and pay part of them every month. After three years and five years, the economic situation will gradually improve, because things will be easy in the middle, you still owe 654.38+million, and the rest of the money can't be paid.