First of all, the national benchmark interest rate is 4.35%, but the interest rates vary from place to place. It also depends on your qualifications, the comprehensive pricing of credit loans and mortgage loans, credit status, guarantee methods and other factors.
Loan needs are divided into four categories:
1, personal identification: ID card, residence permit, household registration book, marriage certificate and other materials;
2. Provide proof of stable income source: bank flow sheet, labor contract, etc.
3. Provide stable proof of address, such as house lease contract, water and electricity bill, property management, etc.
4. Other information stipulated by the bank.
Second, do online merchants, banks and enterprises borrow corporate credit information?
There will be no personal credit information, but the enterprise will have capital information. If it is a small business, the applicant's credit information will be reported at the meeting.
Three. Does the corporate loan legal person bear criminal responsibility?
First of all, the registered legal representative of the company is legally responsible for all affairs of the company. You are the legal representative of the company, how can you let others have the decision-making power? It's not like someone else stole the cow. You can't pull it out. If the bank loan10 million cannot be repaid in time, if the company has no illegal acts such as malicious embezzlement, you will generally not bear criminal responsibility, but the civil liability shall be borne by the legal representative, and the shareholders with decision-making power shall not bear the responsibility.
4. Is the corporate Alipay loan legal person responsible?
Does the corporate Alipay loan legal person have the responsibility?
The answer is as follows:
Hello, I'm glad to answer your question. The corporate Alipay loan legal person is responsible. I hope my answer is helpful to you, and I wish you a happy life.