1. When the user borrows for the first time from 1st to 28th, the monthly repayment date of the user is the corresponding date. If the user applies for the first withdrawal on 1th, the repayment date is the 1th of each month.

2. If the first loan occurs on the 29th to 31st of each month, the 29th repayment date is fixed on the 25th of each month, the 3th repayment date is fixed on the 26th of each month, and the 31st repayment date is fixed on the 27th of each month. If the drawing date is less than 15 days from the latest repayment date, it will be postponed to the next repayment date as the first repayment date.