In order to further standardize the housing provident fund withdrawal business, the newly revised "Tianjin Housing Provident Fund Withdrawal Management Operating Rules" came into effect on March 20 13. After revision, the certification materials required for handling the withdrawal of unemployment insurance benefits are adjusted to "If you receive unemployment insurance benefits with a bank passbook, you shall provide an Unemployment Certificate and a bank passbook for receiving unemployment insurance benefits; To receive unemployment insurance benefits with a savings card, an unemployment card, a savings card for receiving unemployment insurance benefits and a bank statement printed by the savings card shall be provided. According to "Tianjin Housing Provident Fund Extraction Management Operation Regulations", non-housing consumption extraction includes cancellation extraction and monthly extraction. Among them, the business scope of account cancellation and withdrawal includes divorce and retirement; Workers with agricultural household registration are over 60 years old for males and under 55 years old for females; Settle in foreign countries and Hong Kong, Macao and Taiwan; Completely lost the ability to work, mostly lost the ability to work or severely disabled (first or second degree disability) and dissolved or terminated the labor relationship with the unit; Receive unemployment insurance benefits; Workers who have been sentenced to criminal punishment and moved out of Tianjin and are not registered in Tianjin shall terminate or terminate their labor relations with their units; The housing provident fund account has been transferred to the centralized storage account for two years or the labor relationship with the original unit has been terminated for two years; The employee is dead or declared dead; If you work outside the administrative area of Tianjin and establish and deposit the housing provident fund locally, you should transfer the housing provident fund to the municipal housing provident fund management center where your new job is located, and you cannot directly apply for the withdrawal of the housing provident fund. The monthly business scope includes those included in the minimum living guarantee scope of Tianjin urban residents or the scope of special hardship assistance. Employees, spouses or minor children are hospitalized due to major diseases or major operations (including myocardial infarction, uremia, leukemia, liver cirrhosis, aplastic anemia, rheumatic heart disease, cerebrovascular malformation, cerebrovascular accident, necrotizing intestinal obstruction, liver atrophy, severe compound injury, severe electric injury, various cancerous lesions, major organ transplantation, coronary artery bypass grafting, heart valve surgery, aortic surgery, benign brain tumor, etc.).
Highlights of Tianjin Provident Fund New Deal "Five-Year Plan"
Highlight 1: No unit certificate is required to withdraw the provident fund. Since May 24th, employees who hold the housing provident fund dragon card and whose housing provident fund accounts are not sealed centrally do not need to provide the Tianjin Housing Provident Fund Withdrawal Application Form when handling the housing provident fund withdrawal procedures. Workers can apply to the sub-center and management department for housing provident fund withdrawal with the housing provident fund dragon card, identity documents and related extraction materials.
Highlight 2: You can apply for provident fund withdrawal across districts and counties. Workers who have paid housing provident fund in the management department and have not handled centralized storage can handle all housing provident fund withdrawal and guarantee fee subsidy business in any management department of the city. However, employees of centralized sealed households and employees who open accounts in railway and oil field sub-centers cannot handle cross-district housing provident fund withdrawal business.
Highlight 3: All businesses of the provident fund can be handled on Saturday. According to reports, employees can handle all housing provident fund withdrawal business and guarantee fee subsidy business on Saturday. At present, the balance loan repayment business and housing provident fund (portfolio) loan business can be handled in Hebei Hexi, Nankai and Tanggu management departments and corresponding construction banks.
Highlight 4: The password function will be added to the new unit card. Housing provident fund deposit registration card (hereinafter referred to as "unit card") is issued by Tianjin Housing Provident Fund Management Center to all housing provident fund deposit units in the city. In order to standardize the management of housing provident fund, starting from 201June 10, the new unit cards issued by the provident fund center to all deposit units will be added with password function, and the original unit cards will be invalid.
Highlight 5: Personal accounts can be audited online. The housing provident fund website provides online bookkeeping and inquiry services for housing provident fund deposit units and employees in the city. Deposited employees can check their housing provident fund account balance, housing provident fund deposit in the past three years and extract business details through the website. Borrowers of housing provident fund loans can check the progress of loan processing and loan repayment through the website. All kinds of housing provident fund information recorded on the housing provident fund website are the information as of the working day before the inquiry.
In fact, according to Tu Tu, some people don't want to pay the housing provident fund, and they prefer to keep the money in the bank. But in fact, we all know that during the working period, both the provident fund paid by the unit for employees and the provident fund paid by individuals belong to employees, so the housing provident fund is a long-term right of employees and a kind of welfare that the state can guarantee for employees' housing! So today, after Tu Tu's introduction, do you have a certain understanding of Tianjin's new housing provident fund withdrawal policy?